Example 1
Bad Example
Title: Buying a computer
Description: Buying a new computer to replace my old outdated one.
Good Example
Title: New laptop for school
Description: I just graduated Moorestown High School and will be studying computer sciences at Princeton University in the fall. I am buying a MacBook Pro to aid in my studies. I have a part time job working in the media center; I hope to pay off the loan in one or two years. I will be studying computer sciences and hope to become a software developer.
Make sure to:
Describe who you are (College Student)
What you are going to use the loan for (buying laptop for school)
What you hope to achieve with this loan (graduate a computer sciences major)
Why a lender should invest in you (I graduated High School top of my class and am a hard worker, I’m building my credit history)
Take a look at a successful listing
http://www.prosper.com/public/lend/listing.aspx?listingID=32455
https://www.prosper.com/public/lend/listing.aspx?listingID=31960
Prosper Articles |
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Loan Listings Tips & Tricks A must read for borrowers, here are several guidelines that will help your loan fund at the best rate the marketplace can offer. |
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Apple User Group Information Page A in-depth look at what the Apple User Group offers borrowers and lenders in the Prosper marketplace. |
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Understanding Your FICO Score See what is comprised of your FICO Score and how if affects what credit grade you are assigned, and the interest rate you will be-able to get a loan for. |
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Improve Your FICO Score Some basic tips on how to improve your FICO score and get better interest rates. |
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The Lenders Prospective Borrowers wanting to understand more about how lenders view you loan, some factors used by lenders to determine if, how much and at what rate they will bid on your loan. |
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Going Interest Rates On Prosper Before composing a loan listing see what the going interest rates are on Prosper for your credit score. |
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