del.icio.us 
Example 1
Bad Example
Title: Buying a computer
Description: Buying a new computer to replace my old outdated one.
Good Example
Title: New laptop for school
Description: I just graduated Moorestown High School and will be studying computer sciences at Princeton University in the fall. I am buying a MacBook Pro to aid in my studies. I have a part time job working in the media center; I hope to pay off the loan in one or two years. I will be studying computer sciences and hope to become a software developer.
Make sure to:
Describe who you are (College Student)
What you are going to use the loan for (buying laptop for school)
What you hope to achieve with this loan (graduate a computer sciences major)
Why a lender should invest in you (I graduated High School top of my class and am a hard worker, I’m building my credit history)
Take a look at a successful listing
http://www.prosper.com/public/lend/listing.aspx?listingID=32455
https://www.prosper.com/public/lend/listing.aspx?listingID=31960
