I am the group leader for the Apple User Group on Prosper.com. I have been an Apple Authorized Business Agent since 2003 and I am a freelance consultant specializing in Macs and User Interface design. I have been a Mac advocate since I was first introduced to a Mac Plus. Shortly thereafter I became the owner of a $7000 Mac IIcx. I have always loved the Mac and hoped that they would become more affordable for the main stream. Apple has come along way since then, with more affordable computers on the market. The next logical step was to make convenient financing available to new computer users. The Prosper platform presented the answer with its revolutionary P2P lending system, thus the AUGP was formed. Take a look at my resume for more info about me.

I bid on all loans with-in the Apple User Group, I also bid on many loans outside the group. I use several bid codes to help other lenders follow my bids on listings where I may have more information about the borrower and listing.

My Bid Codes
50.00 Standard neutral bid...
50.11 These are standing orders...
50.55 Bids in other groups where I have a relationship with the Group Leader...
55.00 Manuel bids each at a lower rate than the one proceeding it...
55.55 For bids in my group where I have talked to and like the borrower...
66.66 DO NOT FOLLOW BIDS ON ANY LISTING WHERE YOU SEE THIS...
77.77 For borrowers I'm passively vetting...
88.88 For borrowers I'm actively vetting...
If you have ay questions about Mac Lenders or the AUGP please

me.
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Prosper Articles
	Loan Listings Tips & Tricks A must read for borrowers, here are several guidelines that will help your loan fund at the best rate the marketplace can offer.
	Apple User Group Information Page A in-depth look at what the Apple User Group offers borrowers and lenders in the Prosper marketplace.
	Understanding Your FICO Score See what is comprised of your FICO Score and how if affects what credit grade you are assigned, and the interest rate you will be-able to get a loan for.
	Improve Your FICO Score Some basic tips on how to improve your FICO score and get better interest rates.
	The Lenders Prospective Borrowers wanting to understand more about how lenders view you loan, some factors used by lenders to determine if, how much and at what rate they will bid on your loan.
-	Going Interest Rates On Prosper Before composing a loan listing see what the going interest rates are on Prosper for your credit score.